Terms & Privacy

By using any of the information, materials or functions from the pages on this web site, you agree to and understand the following policies and terms of use:

QUOTES & INSURANCE POLICIES

InsuranceRates.ca is not an insurance company or insurance broker. We do not sell insurance. This web site provides access to Canadian consumer insurance information. Insurance information related to home, property, auto, business, health, travel, life and other topics are provided as a convenience only, and should not be considered as legal, financial,accounting or insurance advice.

InsuranceRates.Ca does not endorse, expressly or by implication, third-party products or any insurance services or products listed or advertised on this site. We receive fees from advertising sponsors. Use of any information obtained from this website is voluntary and is done so at your own risk.

PRIVACY

Your privacy is important to us. To better protect your privacy and to ensure your trust, we provide this notice. If you have further questions, concerns, or comments in relation to our privacy policy please contact us.

InsuranceRates.Ca collects a limited amount of user information at our own site. This non-identifying information is used to improve the content and relevance of our site. We collect automated site-visit IP statistics through our hosting provider that enables us to guage the success and appeal of our site. This non-identifying information is used for internal purposes only. We do not sell, rent or trade this information to third parties.

Because we are directory site with links to other web sites, it is important for you to know that each storefront, merchant, supplier, partner, or linking website will have their own privacy policy which may or may not be similar to our policy. Once you leave our site (either through a link, or otherwise, you are no longer under the terms of our privacy policy. InsuranceRates.Ca has no control over these other sites. It is your responsibility to be aware of any privacy policies in force or lack thereof at these repective storefronts, merchants, suppliers, and/or linked web sites.

TERMS OF USE

InsuranceRates.Ca provides its service to you subject to the following terms of service, which may be updated, changed or revised by us from time to time.

Merchants, Linked Web-Sites, and Other Third Parties

Your correspondence or business dealings with, or participation in promotions of, merchants, linked web-sites, and other third parties found on or through this service, including payment and delivery of related goods or services, and any other terms, conditions or warranties associated with such dealings, are solely between you and such merchant, linked web-site, storefront, or third party. This service may provide, or third parties may provide links to other web sites or resources.

You acknowledge and agree that InsuranceRates.Ca is not responsible for the availability of such sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, on or available from such sites and resources. InsuranceRates.Ca shall not have liability for any use or reliance of a user on these merchant, advertisers, insurance companies, insurance agent, insurance broker, other online insurance sites, or third-party web sites.

Indemnity

You agree to indemnify and hold InsuranceRates.Ca, and its storefronts, merchants, platforms, suppliers, partners, affiliates, and linked web-sites harmless from any claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of content you submit, post to or transmit through the service, your use of the service, your connection to the service, your violation of these terms, or your violation of any rights of another person or company.

Copyright

All company, product or service names referenced in this site are used for reference purposes only, and may be trademarks or service marks of their respective owners.

Disclaimer

THE INFORMATION, PRODUCTS AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THIS SERVICE IS AT YOUR SOLE RISK. INSURANCERATES.CA MAKES NO WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS SERVICE WILL MEET YOUR EXPECTATIONS.

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. INSURANCERATES.CA DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

IN NO EVENT SHALL INSURANCERATES.CA AND/OR ITS STOREFRONTS, MERCHANTS, SUPPLIERS, PARTNERS, AFFILIATES, OR LINKED WEB-SITES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE, OR FROM ANY INFORMATION, PRODUCTS AND SERVICES OBTAINED THROUGH THIS SITE WHETHER BASED UPON CONTRACT, TORTE, STRICT LIABILITY OR OTHERWISE, EVEN IF INSURANCERATES.CA OR ANY OF ITS STOREFRONTS, MERCHANTS, SUPPLIERS, PARTNERS, AFFILIATES, OR WEBSITES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

BECAUSE SOME PROVINCESMAY NOT ALLOW FOR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INSURANCERATES.CA RESERVES THE RIGHT TO CHANGE THE TERMS, CONDITIONS AND NOTICES UNDER WHICH THIS SITE IS OFFERED.

Updated: August 12, 2018