Who Sells Insurance?

In Canada, insurance can be purchased in one of three ways:

  • Directly from an insurance company;
  • From an insurance agent, who represents a single insurer and can offer only that company’s products; or
  • Through an insurance broker, who can offer a choice of coverage and prices from various insurance companies, and whose foremost duty is to his/her client.

Insurance brokers apply their unbiased, professional expertise in not only assisting you to secure insurance coverage, but also in ensuring that your coverage is up-to-date. They also understand their job doesn’t end there.

Brokers

The Insurance Brokers Association of Canada (IBAC) is a federation of 11 provincial/regional associations, representing approximately 25,000 property and casualty (p&c) insurance brokers in Canada. With over 300 companies providing insurance to consumers in Canada, and each offering its own unique coverage, comparing coverage can be a time-consuming job. Shopping for the best insurance policy to meet your needs is the major responsibility of an insurance broker.

British Columbia Brokers

Alberta Brokers

Saskatchewan Brokers

Manitoba Brokers

Ontario Brokers

Quebec Brokers

NewFoundland Brokers

New Brunswick

Prince Edward Island Brokers

Nova Scotia Brokers